footer {
    position: fixed;
    bottom: 0px;
    width: 100%;
    background-color: #F1F1F1;
    box-shadow: -2px -2px 5px rgba(0,0,0,0.16);
    padding: 0;
    padding: 30px;
    padding-top: 5px;
    padding-bottom: 9px;
    z-index: 99;
}

    footer .cti-disclaimer {
        font-family: 'Open Sans';
        font-size: 10px;
        color: #616161;
        margin-bottom: 0px;
    }

    footer .cti-terms-links {
        float: right;
    }

        footer .cti-terms-links a {
            font-family: 'Open Sans';
            font-size: 10px;
            color: #616161;
        }

        footer .cti-terms-links a {
            margin-right: 5px;
            margin-left: 5px;
        }

            footer .cti-terms-links a:last-child {
                margin-left: 0px;
            }

            footer .cti-terms-links a:hover,
            footer .cti-terms-links a:focus {
                color: #75B6FC;
            }

@media screen and (max-width:767px) {
    footer {
        text-align: center;
    }

        footer .cti-disclaimer {
            float: none;
        }

        footer .cti-terms-links {
            display: none;
        }
}